Profit with Purpose
Profit with Purpose
Profit with Purpose
Financial advice grounded in empathy, clarity, and trust
Financial advice grounded in empathy, clarity, and trust
We believe everyone deserves thoughtful, unbiased financial guidance. We help you achieve your goals with tailored portfolios built for your long term plans and risk tolerance.
We believe everyone deserves thoughtful, unbiased financial guidance. We help you achieve your goals with tailored portfolios built for your long term plans and risk tolerance.
We believe everyone deserves thoughtful, unbiased financial guidance. We help you achieve your goals with tailored portfolios built for your long term plans and risk tolerance.
Compassion First
Compassion First
We believe wealth management begins with understanding your life, your family, and what matters most to you.
We believe wealth management begins with understanding your life, your family, and what matters most to you.
Fiduciary Responsibility
Fiduciary Responsibility
As a fee-only advisory firm, we always act in your best interest – free from conflicts of interest
As a fee-only advisory firm, we always act in your best interest – free from conflicts of interest
Disciplined Growth
Disciplined Growth
Our time-tested strategies are built on years of navigating market cycles with patience and precision.
Our time-tested strategies are built on years of navigating market cycles with patience and precision.
Compassion First
We believe wealth management begins with understanding your life, your family, and what matters most to you.
Disciplined Growth
Our time-tested strategies are built on years of navigating market cycles with patience and precision.
Fiduciary Responsibility
As a fee-only advisory firm, we always act in your best interest – free from conflicts of interest
As a fee only advisory firm, our advice is independent and free of conflicts. We act in your best interest at every step
As a fee only advisory firm, our advice is independent and free of conflicts. We act in your best interest at every step
As a fee only advisory firm, our advice is independent and free of conflicts. We act in your best interest at every step
Tailored investment advice built around your financial goals
Personalized portfolios for every account type
Clear performance report to track gains, positions, and activity
The people building this with you
The people building this with you
The people building this with you
Naushad Virji
CEO
Sabinah Amershi
CCO
Allan Paull
Senior Investment Advisor
Murtaza Kermali
Accounting Manager
Imran Virji
Administrative Assistant
Naushad Virji
CEO
Murtaza Kermali
Accounting Manager
Sabinah Amershi
CCO
Imran Virji
Administrative Assistant
Allan Paull
Senior Investment Advisor
Our approach to managing your wealth
Our approach to managing your wealth
Our approach to managing your wealth
Personalized Portfolio Management
Personalized Portfolio Management
We construct customized investment portfolios across all account types tailored to your risk tolerance, time horizon, and financial objectives. Each portfolio is actively monitored and rebalanced to stay aligned with your evolving needs
We construct customized investment portfolios across all account types tailored to your risk tolerance, time horizon, and financial objectives. Each portfolio is actively monitored and rebalanced to stay aligned with your evolving needs
Custom asset allocation
Custom asset allocation
Tax-efficient positioning
Tax-efficient positioning
Ongoing rebalancing
Ongoing rebalancing
Multi-account coordination
Multi-account coordination
Investment Strategy & Research
Investment Strategy & Research
Our investment process is built on evidence-based research. We analyze market conditions, economic trends, and asset class fundamentals to construct diversified strategies designed for consistent, long-term growth while managing downside risk
Our investment process is built on evidence-based research. We analyze market conditions, economic trends, and asset class fundamentals to construct diversified strategies designed for consistent, long-term growth while managing downside risk
Diversified approach
Diversified approach
Market cycle navigation
Market cycle navigation
Risk management framework
Risk management framework
Fundamental and technical analysis
Fundamental and technical analysis
Comprehensive Retirement Planning
Comprehensive Retirement Planning
Whether you’re decades away from retirement or preparing to transition, we create detailed retirement roadmaps that account for Social Security optimization, pension analysis, healthcare costs, and income distribution strategies
Whether you’re decades away from retirement or preparing to transition, we create detailed retirement roadmaps that account for Social Security optimization, pension analysis, healthcare costs, and income distribution strategies
Retirement income projections
Retirement income projections
Required minimum distributions
Required minimum distributions
Healthcare cost planning
Healthcare cost planning
Social security optimization
Social security optimization
401(k) & Employer Plan Advisory
401(k) & Employer Plan Advisory
We provide expert guidance for both employers and employees navigating 401(k) plans. From plan selection and design to contribution optimization and fund selection.
We provide expert guidance for both employers and employees navigating 401(k) plans. From plan selection and design to contribution optimization and fund selection.
Plan design consultation
Plan design consultation
Contribution optimization
Contribution optimization
Fund lineup evaluation
Fund lineup evaluation
Fiduciary oversight support
Fiduciary oversight support
Estate & Legacy Planning
Estate & Legacy Planning
Protect your legacy and ensure your assets are distributed according to your wishes. We help develop strategies for wealth transfer, charitable giving, and multi-generational planning.
Protect your legacy and ensure your assets are distributed according to your wishes. We help develop strategies for wealth transfer, charitable giving, and multi-generational planning.
Wealth transfer strategies
Wealth transfer strategies
Charitable giving plans
Charitable giving plans
Beneficiary optimization
Beneficiary optimization
Trust coordination
Trust coordination
Education Funding
Education Funding
We help families plan and fund educational goals for children and grandchildren – balancing education savings with your broader financial plan.
We help families plan and fund educational goals for children and grandchildren – balancing education savings with your broader financial plan.
Plan analysis
Plan analysis
Financial aid planning
Financial aid planning
Education savings strategies
Education savings strategies
Multi-child coordination
Multi-child coordination
A clear path from goals to growth
A clear path from goals to growth
A clear path from goals to growth
1
Discovery
We begin with an in-depth conversation about your financial situation, goals, risk tolerance, and timeline.
2
Strategy Design
Based on our discovery session, we develop a comprehensive financial strategy and tailored investment plan.
3
Portfolio Construction
We build your diversified portfolio using a combination of individual securities and ETFs, and/or mutual funds.
4
Ongoing Management
We continuously monitor and rebalance your portfolio, adjusting for life changes, markets, and evolving goals.
We’re here to help you build the financial future you deserve
We’re here to help you build the financial future you deserve
We’re here to help you build the financial future you deserve
Call us for a free consultation
Call us for a free consultation
Compassionate
CAPITAL
Ⓒ 2026 Moja. All rights reserved.
Virji Investments, Inc. DBA Compassionate Capital is registered as an investment advisor with the State of Florida, California, Illinois, Texas and Indiana. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in States where Virji Investments, Inc. DBA Compassionate Capital is registered or where an exception form such registration is available, and no new account will be accepted unless and until all local regulations have been satisfied. If you are a resident of the State of Florida, California, Illinois, Texas or Indiana and are interested in our services, please e-mail us or call and request our Disclosure Brochure (Part II of the Form ADV); which provides detailed information about Virji Investments, Inc. and any inherent risks that may be associated with our services.
Compassionate
CAPITAL
Ⓒ 2026 Moja. All rights reserved.
Virji Investments, Inc. DBA Compassionate Capital is registered as an investment advisor with the State of Florida, California, Illinois, Texas and Indiana. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in States where Virji Investments, Inc. DBA Compassionate Capital is registered or where an exception form such registration is available, and no new account will be accepted unless and until all local regulations have been satisfied. If you are a resident of the State of Florida, California, Illinois, Texas or Indiana and are interested in our services, please e-mail us or call and request our Disclosure Brochure (Part II of the Form ADV); which provides detailed information about Virji Investments, Inc. and any inherent risks that may be associated with our services.
Compassionate
CAPITAL
Ⓒ 2026 Moja. All rights reserved.
Virji Investments, Inc. DBA Compassionate Capital is registered as an investment advisor with the State of Florida, California, Illinois, Texas and Indiana. All information contained herein is for informational purposes only and does not constitute a solicitation or offer to sell securities or investment advisory services. Such an offer can only be made in States where Virji Investments, Inc. DBA Compassionate Capital is registered or where an exception form such registration is available, and no new account will be accepted unless and until all local regulations have been satisfied. If you are a resident of the State of Florida, California, Illinois, Texas or Indiana and are interested in our services, please e-mail us or call and request our Disclosure Brochure (Part II of the Form ADV); which provides detailed information about Virji Investments, Inc. and any inherent risks that may be associated with our services.